Your Funding Options

Our hearing specialists offer expert advice on funding options that may be available to you, making purchasing new hearing aids a much easier process. We will help you apply for funding and support you every step of the way.

There are several funding options available in New Zealand, including:

  • The Ministry of Health Subsidy
  • ACC Funding
  • Veterans’ Affairs


The Ministry of Health Subsidy

New Zealand citizens and permanent residents aged 16 years and over are entitled to a Government subsidy of $1,022.22 toward a pair of hearing aids, or up to $511.11 towards a single hearing aid, every six years. Our audiologists can access this funding for you.

If you are eligible. you can get hearing aids from as little as $450 with the Government subsidy.

ACC Funding

 If your type of work has taken a toll on your hearing, you might be eligible for funding from ACC. ACC may contribute towards the cost of your hearing aids, hearing aid maintenance and repairs, and replacement of batteries as you need them. They will also provide support for you to replace your hearing aids once every six years.

We are a Registered ACC Supplier and can help you get the process started. Learn more about ACC funding here.

Veterans’ Affairs

Returned service veterans may be eligible for funding if their hearing loss has been damaged as a result of military service. To start this process, you need to see your GP and contact Veterans’ Affairs. Following this, our audiologists can provide all services to you.

You can get in touch with your local Bay Audiology clinic to learn more about the Veterans’ Affairs process.


Payment Options

Q Card - 12 months no interest*

We are working with Q Card to help make bringing back the sounds you love more affordable than ever. With 12 months no interest* this is available on all hearing aid purchases. For more information and terms and conditions see below.

Apply now before your visit Click here


At Bay Audiology we accept the WINZ credit payments. You need to obtain a quote for hearing aids from Bay Audiology and will then need to contact your local WINZ office to go through this process. For more information - Click here.

Private health insurance or household contents insurance

Some health insurance companies provide full diagnostic hearing tests under their policy. Please check your policy or contact your insurance provider.

Household and contents insurance may cover your hearing aids if they are lost or damaged. Please check with your insurer. If you own hearing aids its wise to specify them with your home and contents insurance to ensure they are covered.

If you need any assistance applying for these finance options, please don’t hesitate to ask. We’re only too happy to help (even if it’s just lending a hand filling out the forms).

*Finance not available online. No interest for 12 months is available on Flexi Payment Plans in-clinic for hearing aids purchases. Minimum spend $200. Offer is ongoing until further notice. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. The Standard Interest Rate, currently 25.99% p.a or 22.95% p.a. (depending on your card), applies to any outstanding balance at end of the interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.  Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the 12 month interest free period.