Your Funding Options

More affordable than you may think

There are several funding options available including ACC, The Ministry of Health, and Veterans’ Affairs. Our New Zealand Audiology Society accredited audiologists will help you apply for funding and support you every step of the way.

Is there Government assistance?

New Zealand citizens and permanent residents aged 16 years and over are entitled to a Government subsidy of $1,022.22 toward a pair of hearing aids, or up to $511.11 towards a single hearing aid, every six years. Your Bay Audiology audiologist can access this for you.

Can I claim anything through ACC?

If your type of work has taken a toll on your hearing, you might be eligible for funding from ACC. ACC may contribute towards the cost of your hearing aids, hearing aid maintenance and repairs, and replacement of batteries as you need them. ACC will provide support for you to replace your hearing aids once every six years.


How do I apply for ACC help?

To make an ACC claim for work-related hearing loss, simply see your doctor, who will complete the claim form and send it to ACC on your behalf. ACC will ask you for information about your work and medical history and may also contact your previous employer(s). You will also need to have your hearing tested by an audiologist and have a consultation with an Ear, Nose and Throat specialist.

At Bay Audiology we will help you through this process. If you have any questions along the way, remember that your local clinic is here to help keep this simple and stress free. We will keep in regular contact with you during the process to check you are on track, but don’t hesitate to contact us at any time.


How much ACC funding is available to me and how is it determined?

The help available to you from ACC depends on how much of your hearing loss is work-related, and how much is due to other factors. This is assessed by an Ear, Nose and Throat specialist. ACC use the specialist’s information to work out how much funding they will give you towards your hearing aids. ACC will also contribute a set fitting fee towards the cost of supplying, fitting and programming your hearing aids. ACC contributions range from $3,157.90 - $4,953.05 for a pair of hearing aids every six years. Regardless of how much funding you may receive from ACC, there’s always a fully funded solution. You also have the option to top-up that contribution to make sure you get the best solution for your listening needs.

If you already wear hearing aids, it is helpful to know that as technology has improved so quickly, most devices now perform better than what you currently wear. We recommend with new funding available every six years, it is beneficial replacing your hearing aids to take advantage of the technology advancements.

Veterans’ Affairs

Returned service veterans may be eligible for funding for hearing devices if their hearing loss has been damaged as a result of military service. To start this process you need to see your GP and contact Veterans’ Affairs and following that our audiologists are able to provide all services.


Payment Options

QCard - 12 months no interest*

We are working with QCard to help make bringing back the sounds you love more affordable than ever. With 12 months no interest* this is available on all hearing aid purchases. For more information and terms and conditions see below.

Apply now for pre-approved finance - Click here


At Bay Audiology we accept the WINZ credit payments. You need to obtain a quote for hearing aids from Bay Audiology and will then need to contact your local WINZ office to go through this process. For more information - Click here.

Private health insurance or household contents insurance

Some health insurance companies provide full diagnostic hearing tests under their policy. Please check your policy or contact your insurance provider.

Household and contents insurance may cover your hearing aids if they are lost or damaged. Please check with your insurer. If you own hearing aids its wise to specify them with your home and contents insurance to ensure they are covered.

If you need any assistance applying for these finance options, please don’t hesitate to ask. We’re only too happy to help (even if it’s just lending a hand filling out the forms).

*Finance not available online. No interest for 12 months is available on Flexi Payment Plans in-clinic for hearing aids purchases. Minimum spend $200. Offer is ongoing until further notice. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. The Standard Interest Rate, currently 25.99% p.a or 22.95% p.a. (depending on your card), applies to any outstanding balance at end of the interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.  Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the 12 month interest free period.